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Top 10 Investment Games and Apps for Young Aspiring Investors

Updated: Jan 27

In today's fast-paced, technology-driven world, understanding the basics of personal finance is more crucial than ever, especially for the younger generation. With the rise of digital banking, online investments, and cryptocurrencies, the landscape of money management is continually evolving. This is where the concept of using games and apps becomes not just relevant, but essential.

In this article, we’ll explore the top 10 investment games and apps that are perfect for teaching young aspiring investors about savings and investments in a fun, interactive way. And if games aren't your thing (or your kids) there's plenty of other options to learn finance, check out our article on how to teach kids about saving and investing for some of them!

Note: We are not affiliated with any of the below apps or programs and don’t make money from sharing them, we just think they’re great resources!


Table of Contents


Kids using apps that teach investing strategy

Why Using Apps and Games for Financial Education is Essential

Engaging the Digital Generation in Finance

Traditional methods of teaching finance, like textbooks and classroom lectures, may not resonate with today's tech-savvy kids. Games and apps, on the other hand, offer a more interactive and engaging way to learn about savings and investments. They simulate real-world financial scenarios, allowing kids to experiment and learn in a risk-free environment.

  • Engagement: Interactive tools keep young minds engaged and curious.

  • Simulation: Provides a safe space to learn about investments and financial decisions.

The Practicality of Real-Time Learning

Using apps and games for financial education allows young people to experience the immediacy and real-time impact of financial decisions, making the learning process more practical and hands-on. It also makes it easy to plan for the future and see the effects of compound interest on their future investment value. If you're looking for some guidance on how to talk to your kids about compound interest, just check out the linked article!

  • Hands-On Experience: Encourages active learning through direct involvement.

  • Risk-Free: Allows young investors to experiment without real-world consequences.

Accessibility and Convenience

These digital tools are easily accessible and can be used anytime, making learning about investments convenient and flexible. This accessibility ensures that learning about finance can happen outside of traditional settings.

  • Ease of Access: Apps and games are available on devices that children are already using.

  • Flexibility: Can be used at any time, fitting into the child's schedule.

Keeping Pace with Financial Technology

With the financial industry constantly evolving, staying updated through technology becomes essential. These tools introduce kids to the latest in financial technology, preparing them for the future.

  • Technology Adoption: Introduces and familiarizes children with financial technologies.

  • Future Preparedness: Equips the younger generation for the evolving financial landscape.

learning how to invest with the stock market game

1. The Stock Market Game

The Stock Market Game is an excellent way for kids to get a hands-on experience with stock trading. This game simulates the real stock market, allowing kids to learn how to buy and sell stocks. It's a fantastic way to introduce them to the world of investments.

  • Realistic Simulation: Mimics the real stock market experience.

  • Educational Value: Teaches the basics of stock market investing.

  • Learn More:  Here’s their website!

how the market works teaches kids how to invest

2. How The Market Works

How The Market Works is another great tool for aspiring young investors. It provides a realistic platform for trading stocks, bonds, and mutual funds. This game is ideal for teaching kids how the market works and the fundamentals of investing.

  • Diverse Investment Options: Includes stocks, bonds, and mutual funds.

  • Real-World Skills: Helps kids understand market dynamics and investment strategies.

  • Learn More:  Check out their website and “featured-on” list!

teaching children to invest with greenlight

3. Greenlight App

Greenlight is much more than just a game; it's a comprehensive financial education app. It offers practical money management tools and an investing platform for kids, overseen by parents. It's a wonderful way for children to learn about saving, spending, and investing responsibly.

  • Parental Oversight: Allows parents to monitor and guide their child's financial decisions.

  • Comprehensive Tools: Offers a range of financial tools from saving to investing.

  • Explore their website here!

how to invest with kids using acorns early

4. Acorns Early App

Acorns Early takes an innovative approach by rounding up everyday purchases and investing the spare change. This app is a fantastic way for kids to understand the power of micro-investing and compound interest.

  • Micro-Investing: Introduces the concept of investing small amounts regularly.

  • Compound Interest: Teaches the long-term benefits of regular investing.

  • Get some more details on their website!

using unest app to teach children to invest

5. UNest App

UNest is designed to help parents invest in their children's future. It simplifies the process of setting up and managing a college fund. This app is perfect for teaching kids the importance of long-term saving and investing for a specific goal.

  • Goal-Oriented Saving: Focuses on saving for college.

  • Simplicity: Makes the process of investing for the future easy and accessible.

  • Check out their website here for more info!

fidelity youth app teaches kids to invest safely

6. Fidelity Youth App

Backed by a leading financial institution, the Fidelity Youth App offers a safe platform for kids to learn about investing. It provides real-life experience in a controlled environment, making it an ideal tool for young investors to get their feet wet in the world of finance.

  • Real-Life Experience: Provides a glimpse into the real world of investing.

  • Institutional Backing: Offers the reliability and expertise of a well-known financial institution.

  • Learn more through their website!

teaching kids to invest using busykid

7. BusyKid App

BusyKid is unique as it combines chores, allowance, and investing. This app teaches children the value of earning money and the importance of managing it wisely, including the aspect of investing.

  • Earning and Investing: Links chores and allowance to financial management.

  • Holistic Approach: Teaches overall financial responsibility.

  • Check out their website for more info!

stash can help teach kids to invest

8. Stash101 Fantasy Investing App

Stash101 takes a gamified approach to investing. It allows children to create fantasy stock portfolios, providing a fun and educational way to learn about the stock market without any real-world risk.

  • Fantasy Portfolio: Allows kids to experiment with stock portfolios.

  • Gamified Learning: Makes learning about investments fun and engaging.

  • Check out their website here!

the trading game helps kids understand the stock market

9. Trading Game: Stocks & Forex App

This app offers an interactive way to learn about stocks and forex trading. It's designed to be both educational and entertaining, providing real-time market simulations that can help demystify the complex world of financial markets.

  • Diverse Markets: Covers both stocks and forex.

  • Interactive Simulations: Provides a hands-on approach to learning about markets.

  • Where to Get It:

using personal finance lab to teach children to invest

10. Personal Finance Lab's Stock Market Game

Personal Finance Lab's Stock Market Game provides a comprehensive and immersive experience in financial and investment concepts. It's an excellent tool for schools and parents looking to provide a more in-depth understanding of the stock market.

  • Educational Depth: Offers a detailed insight into financial markets.

  • Realistic Experience: Simulates real market conditions for immersive learning.

  • Check out their website for more details!


Teaching kids about savings and investments is a crucial part of their education, and using games and apps can make this process much more enjoyable and effective. These top 10 investment games and apps are great tools to start young minds on a path to financial literacy and investment savvy.


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