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Top 10 Digital Tools for Financial Literacy in Children

Updated: Jan 27

In today's fast-paced digital world, financial literacy is more than just a valuable skill—it's a necessary one. From online banking to virtual marketplaces, our children are growing up in a world where digital transactions are the norm. As parents and educators, it's our duty to prepare them for this reality.  So with that in mind, check out our list of 10 apps and curriculums to teach kids finance in the modern age! 


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kids learning about finance through digital tools

Why Digital Finance Education is Essential for Kids

  • Digital economy: Understanding financial concepts is key in a world dominated by online transactions.

  • Interactive learning: Kids learn best when they're engaged, and digital tools offer interactive and enjoyable ways to learn about money.

  • Preparing for the future: Equip children with the skills to manage finances confidently in their adult life.

Harnessing Technology for Financial Literacy

The Role of Digital Tools in Teaching Money Management

Incorporating technology into financial education isn't just beneficial; it's imperative. With the rise of fintech and e-commerce, children need to be savvy about digital finance from a young age. Online platforms and apps offer interactive and personalized learning experiences that traditional methods can't match. They make learning about finance accessible and engaging, often using games and simulations to teach key concepts.

  • Engagement through technology: Interactive apps and games that make learning about money fun.

  • Personalized learning experiences: Digital tools often come with customizable features to suit individual learning paces and preferences.

Educational Tools for Home Learning

There's a wealth of resources available for parents looking to teach their kids about money management at home. These platforms are designed with the end-user in mind, making them perfect for integrating into your daily routine.

Some of these platforms are geared towards the very basics, and some are more towards advanced learning like investing. If you are concerned about whether your kids are old enough for the investing ones, then see if they know (or can learn) the terms in our article covering the top 12 common stock market terms all kids should know. If they can grasp these then they're ready for the advanced apps!

peter pigs money counter - finance tool for kids

  • Description: This app combines gaming with financial education, teaching kids how to count and save money through interactive play.

  • Best For: Basic money counting and saving.

  • Age Group: Ideal for ages 4-7.

rooster money - finance app for kids

  • Description: Rooster Money is an app that transforms abstract financial concepts into tangible learning experiences for children.

  • Best For: Understanding earning, saving, and spending.

  • Age Group: Best suited for ages 5-14.

famzoo - budgeting app for families

  • Description: FamZoo is a family-friendly app that introduces older children to budgeting and managing an allowance.

  • Best For: Budgeting and real-life money management.

  • Age Group: Ideal for pre-teens and teenagers.

gohenry - teaching finance to kids

  • Description: GoHenry is a banking app designed for kids, complete with a debit card and parental controls.

  • Best For: Hands-on money management and financial responsibility.

  • Age Group: Best for ages 6-18.

piggybot - savings app for kids

5. PiggyBot

  • Description: PiggyBot acts as a digital piggy bank, helping kids set saving goals and track their progress.

  • Best For: Goal setting and saving.

  • Age Group: Suitable for ages 6-12.

Enhancing School-Based Financial Education

While home learning is important, school-based financial education plays a critical role in a child's development. Here are some platforms that you, as a parent, can recommend to your child's school to enhance their financial literacy programs.

Everfi courses teach kids finance

  • Description: EVERFI offers a range of digital courses, including financial literacy, aimed at providing comprehensive learning experiences in schools.

  • Best For: A wide range of financial topics.

  • Age Group: Suitable for various age groups, depending on the course.

the stock market game helps teach kids about stocks

  • Description: This game introduces students to the world of investing and the stock market in an interactive way.

  • Best For: Understanding stocks and investments.

  • Age Group: Best for ages 10 and up.

moneyskill curiculum teaches kids personal finance

  • Description: MoneySKILL is an online curriculum focusing on personal finance and money management, perfect for classroom settings.

  • Best For: In-depth personal finance education.

  • Age Group: Suitable for middle and high school students.

my first finance book curriculum teaches the basics of personal finance to kids

  • Description: Our in-house curriculum utilizes the My First Finance Books as the backbone of the course.  The curriculum includes all the content a teacher would need to teach the course, including lesson plan books and presentation slides.  It also has introductions for each section so the instructor doesn’t need any previous knowledge!   Includes interactive games and options for the instructor to expand on the learning of their students outside of just the immediate class.

  • Best For: Physical books in conjunction with online materials.

  • Age Group: Ideal for ages  6-12.

the classroom economy turns classes into finance learning centers

  • Description: Simulating real-world economic principles, this platform allows students to engage in a mock economy.

  • Best For: Understanding the economy and financial responsibility.

  • Age Group: Flexible for various grade levels.


Teaching kids about finance in today's digital world is essential. With these tools, parents and educators can provide children with the knowledge and skills to navigate the financial challenges of the future.

Each of these platforms offers unique learning opportunities, ensuring that children of all ages can gain valuable financial knowledge in a format that's engaging and age-appropriate.

For additional reading, check out our article outlining the best tools for teaching kids how to budget. It's an important skill, and while there's some overlap with this article, there's also plenty of other ways to learn to budget that aren't just an app!


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